If the finances are holding you back from having another child - you’re not alone. 90% of the Nugget community said that they were concerned about the financial reality of growing their family.

And it’s no wonder - it can be hard to catch a break after a sustained period of low income during parental leave, followed by high childcare costs when you return to work. Plus you may have to move house to have enough room for another child and you may have to deal with childcare costs you didn’t have the first time around.

 But having a child can be a time limited prospect… So what's the solution?

How do you afford baby number 2?

We are so excited to collaborate with the money editor for The Times & Sunday Times - Johanna Noble, to bring you a session packed full of tips & advice on how to navigate having another child.

We will be looking at:

• What maternity pay you can expect to receive the second time around

• How to deal with childcare costs, what to do if you need to move house

• How to mitigate the motherhood penalty (which only builds the more children you have)

• Whether there’s a ‘perfect age gap’ to leave before children and much much more!

Johanna Noble is Money Editor at The Times and Sunday Times. The money section frequently features articles on the intersection of money, women and family life.

The Times has recently launched a parenting section thetimes.com/parenting

Read these articles on parenting and money on thetimes.com for free:

• Mind the gender wealth gap — it starts sooner than you think

• Open door, open wallet. Welcome to the forever cost of parenting 

• The £88,000 household income you need to afford two children